Simple, Fast Funding for
Your Business.
Sutton Funding helps small and mid-sized businesses explore working capital, term financing and lines of credit through our programs and a network of third-party providers. Sutton Funding is not a bank.
Overview
Example business profile
Funding Option
Working Capital
Review Status
Varies
Next Step
Written Offer
How much do you need?
Illustrative estimate only. This is not an offer or commitment to fund.
Funding that fits your flow
Every business is different. Choose the funding style that matches your needs.
Working Capital
May support inventory, seasonal demand and other short-term business operating needs.
Term Financing
A lump-sum structure that may support renovations, equipment or expansion. Specific terms vary by offer.
Business Line of Credit
Generally offers approved businesses flexible access to draws. Pricing and availability vary by provider and offer.
3
Funding Options
18+
Applicant Age
U.S.
Business Purpose
Not a bank
Company Disclosure
Three Steps in the Funding Process
Apply Online
Share requested information about you and your business. Supporting documents may include bank statements and identification.
Application Review
Sutton Funding and applicable funding partners may review, verify and evaluate the information you provide.
Finalize Terms
Review the written terms before signing. Funding is not guaranteed and depends on final approval and executed closing documents.
Compare options and prepare before you apply
Use our plain-language guides, transparent cost calculator and document checklist to evaluate business funding choices.
Resource Center
All Guides & Tools
Browse every comparison guide, preparation resource and interactive tool.
Compare
Working Capital vs. Line of Credit
Compare access, reuse, repayment and cash-flow fit.
Compare
Term Financing vs. Line of Credit
Review disbursement, reuse, payment structure and renewal.
Compare
SBA vs. Alternative Funding
Compare providers, eligibility, documentation, timing and cost.
Calculator
APR, Factor Rate & Total Cost
Learn the differences and compare an offer with transparent inputs.
Prepare
Business Funding Requirements
Understand common cash-flow, credit and business-history considerations.
Checklist
Application Documents
Organize identity, ownership, financial, debt and use-of-funds documents.
Understand Roles
Funder vs. Broker vs. Marketplace
Review provider roles, data sharing, compensation and offer questions.
What to Know Before You Apply
No commitment
Submitting an application, viewing a calculator or receiving a pre-qualification message is not a binding offer or a commitment to provide funding.
Application
Information for evaluation
Terms vary
Products, pricing and availability depend on underwriting, verification and final approval by the applicable funding provider.
Written Offer
Review before signing
Business purpose
The services are for business funding, not consumer credit. Sutton Funding is not a bank and may work with third-party funders, lenders and partners.
Final Documents
Binding only when executed